Kender Cursed (3.5e Template)
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A Kender Cursed is someone with bad kender blood in their veins. Bad kender blood is like a literal curse.
Plagued with bad luck, a Kender Cursed is haunted by his bad blood. Forcing him to live a cursed and unhappy life.
Creating a Kender Cursed
This template is an inherited template, that happens to people randomly. Some creatures with this template don't even have Kender in their family, that they know of.
All class or racial hit die become one step lower. (d12 to d10, d6 to d4, d4 to d2, etc.) Kender Cursed don't have high hit die.
-3 luck penalty to Ac.
-3 to hit.
Kender Cursed take an additional +3 damage from all attacks made against them.
Kender Cursed take a -2 to Dex and Con, and a -4 to Cha.
Kender Cursed take a -3 to all skill checks.